"Where Hardship Meets Hope and Solutions Begin."
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At Cornerstone Retention Solutions, our mission is to stand between homeowners and foreclosure — delivering accessible, high-quality loss mitigation advocacy and counseling services to families facing financial hardship. We provide expert guidance and unwavering support across all major loan programs, including FHA, VA, USDA, Fannie Mae, Freddie Mac, and conventional loans — connecting every client to the full range of solutions available to them, so that every family has a real and informed chance to protect the home they've worked so hard to build.
Our vision is a community where no homeowner faces foreclosure alone — where every family, regardless of income or circumstance, has access to the expert advocacy and compassionate guidance needed to achieve lasting housing stability and a genuine fresh start.
We work directly with servicers on your behalf — navigating loss mitigation waterfalls, uncovering every available option, and fighting to keep you in your home.
Flex Modifications, Extended Modifications, combo mods — we know the full spectrum and push servicers to apply them correctly.
We negotiate forbearance agreements and payment deferrals that protect your credit and give you breathing room.
From partial claims to mortgage recovery advances, we identify every tool in the waterfall before foreclosure becomes an option.
We handle servicer calls, document requests, and escalations — holding servicers accountable to program guidelines and investor overlays.
When retention isn't possible, we guide you through short sales and deeds-in-lieu with dignity — minimizing deficiency exposure.
We prepare you for every step — what to say, what to ask, and what red flags to watch for when your servicer presents options.
From first call to final resolution, we keep you informed and in control at every stage.
We assess your loan type, hardship, and servicer history to map every available option.
We develop a prioritized loss mitigation plan tailored to your program guidelines and investor requirements.
We engage your servicer directly — submitting packages, escalating issues, and holding the line on your behalf.
We confirm the right outcome, review all terms, and ensure you understand every obligation before you sign.
We hold deep working knowledge of guidelines across all major loan types — so no servicer shortcut goes unchallenged.
They knew exactly what questions to ask the servicer — and caught an option we never would have found on our own. We kept our home.
Contact Cornerstone Retention Solutions today for a confidential, free consultation.
cornerstoneretentionsolutions.org · Se habla español
NMLS Disclosure: Cornerstone Retention Solutions is a housing counseling and loss mitigation advocacy organization. We are not a mortgage lender, mortgage broker, or law firm, and we do not provide legal or financial advice. Services provided are for housing counseling and loss mitigation advocacy purposes only. We do not guarantee any specific outcome, loan modification approval, or foreclosure prevention result. Results vary based on individual circumstances, investor guidelines, and servicer decisions. Homeowners are encouraged to consult with a licensed attorney or financial advisor regarding their specific situation. | HUD-Approved Agency Application Pending | Cornerstone Retention Solutions · info@cornerstoneretentionsolutions.org · Se habla español | © 2026 Cornerstone Retention Solutions. All rights reserved.